We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end.
We offer an online application process or if you prefer to apply in person we are right here in Richmond, whichever way is easier for you.
We have the abillity to close within 30 days and can preapprove you on a “to be determined” property.
We are available on evenings and weekends, so please give us a call at anytime. We look forward to working with you.
“Excellent customer service, and great people to work with! We have stayed in touch with our representative and keep her up to date on our ongoing home improvement projects and family events. What an awesome local company to deal with! You leave feeling as if you have made a whole new group of friends”
“Deb Vallow of Colonial First Mortgage is probably one of the best in the business. When we encountered” bumps” while refinancing, Deb was the one who smoothed them out for us. We still say that if it wasn’t for Deb – our refinancing wouldn’t have happened.”
“I wanted to let you know that your client walked in today and immediately said how wonderful you guys were to work with and how much she enjoyed this transaction. Just FYI”
– Sherry Parker, Preferred Title
We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
Information Collected by Lender
When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:
We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org