About Us

We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end.

We offer an online application process or if you prefer to apply in person we are right here in Richmond, whichever way is easier for you.

We have the ability to close within 30 days and can preapprove you on a “to be determined” property.

We are available on evenings and weekends, so please give us a call at anytime. We look forward to working with you.

Dan Dougherty
804.218.4444
ddougherty@colonial1mtg.com
NMLS# 222290
License# MLO-5695VA

Melissa Williams
804.967.2560
mwilliams@colonial1mtg.com

Reid Chenault
804.512.8388
rchenault@colonial1mtg.com
NMLS # 1984077
License # MLO-45176VA

John Sarrett
804.937.3708
jsarrett@colonial1mtg.com
NMLS # 614602
License # MLO-48025VA

What our Client’s say about Colonial 1st Mortgage

“Excellent customer service, and great people to work with! We have stayed in touch with our representative and keep her up to date on our ongoing home improvement projects and family events. What an awesome local company to deal with! You leave feeling as if you have made a whole new group of friends”

– Stephanie

“We have dealt with Reid Chenault twice within 2 years. He has earned not only our trust but also our respect for his professionalism and his level of knowledge in his field at Colonial 1st Mortgage, Inc.”

– Jeanne

“The staff were professional, responsive and generally great to work with. They were also very focused on market trends and got us locked in at a great rate just before a market increase. John and Mel were great!”

– Bob

About Us

What our Client’s say about Colonial 1st Mortgage

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