About Us

We are a broker, which gives us the ability to shop multiple banks to find the right loan for you.  We process your loan in house so that you are talking directly with us from beginning to end.

We offer an online application process or if you prefer to apply in person we are right here in Richmond, whichever way is easier for you.

We have the abillity to close within 30 days and can preapprove you on a “to be determined” property.

We are available on evenings and weekends, so please give us a call at anytime.  We look forward to working with you.

Dan Dougherty
804.218.4444
ddougherty@colonial1mtg.com
NMLS# 222290
License# MLO-5695VA

Deb Vallow
804.363.5279
dvallow@colonial1mtg.com
www.DebVallow.com
NMLS# 222290
License# MLO-5695VA

Troy Vallow
804.363.5003
tvallow@colonial1mtg.com
NMLS# 222448
License# MLO-7938VA

Melissa Williams
804.967.2560
mwilliams@colonial1mtg.com

Reid Chenault
804.512.8388
rchenault@colonial1mtg.com
NMLS # 1984077
License # MLO-45176VA

John Sarrett
804.937.3708
jsarrett@colonial1mtg.com
NMLS # 614602
License # MLO-48025VA

What our Client’s say about Colonial 1st Mortgage

“Excellent customer service, and great people to work with! We have stayed in touch with our representative and keep her up to date on our ongoing home improvement projects and family events. What an awesome local company to deal with! You leave feeling as if you have made a whole new group of friends”

– Stephanie

“Deb Vallow of Colonial First Mortgage is probably one of the best in the business. When we encountered” bumps” while refinancing, Deb was the one who smoothed them out for us. We still say that if it wasn’t for Deb – our refinancing wouldn’t have happened.”

– Joan

“I wanted to let you know that your client walked in today and immediately said how wonderful you guys were to work with and how much she enjoyed this transaction. Just FYI”

– Sherry Parker, Preferred Title


Copyright ©2021 Colonial 1st Mortgage.
All rights reserved.
GENERAL CONTACT
Colonial 1st Mortgage, Inc.
11551 Nuckols Road, Suite G
Glen Allen, VA 23059

Tel: 804.967.2560
Fax: 888.352.0706
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Privacy Policy Disclosure
We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
Information Collected by Lender
When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:

  • Information we receive from you, in the form of applications or other related forms;
  • Information about your transactions with us and our affiliates or others;
  • Information we receive from consumer reporting agencies. This additional information is needed as part of the mortgage process.

We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
We have established procedures designed to ensure that personal information about you is as accurate and complete as possible, in accordance with reasonable commercial standards. If you believe that any information about you is inaccurate or incomplete, or if you desire to change your authorization for us to share certain information, or have any other questions or comments regarding this Privacy Policy, please contact us by calling 804.967.2560.
Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org