Considering Your First Home Mortgage Or Your Next Home Mortgage...Colonial 1st Mortgage Puts YOU 1st.

Whether you are a first-time homebuyer or you have purchased a home before, Colonial First Mortgage always puts you first. And, whether you’ve started your search for the perfect home already or not, you’ll want to speak with someone about mortgage opportunities as soon as possible. At Colonial 1st Mortgage, we can answer any financial questions you may have so that you can make an informed home-buying decision, such as: How much can I borrow?

  • How much will I need to put down on my new home?
  • What types of loans are right for me?
  • What are my closing costs going to be?
  • What is my monthly payment going to be?
  • How long will it take to close my loan?
  • What documents will I need for the underwriting process?

Getting a free, fast and easy quote only takes a few minutes. We’ll prepare a pre-approval letter for you to present to your realtor or directly to the seller of the home you want to buy.

Just Click Here Get a FREE quote! to get started or give us a call today at 804.967.2560.

What is the Colonial 1st process?

The mortgage process can seem daunting at first, but with Colonial 1st Mortgage putting you first, we make it easy. To put it as simply as possible, the steps are:


  • Application



  • Document Verification



  • Credit Report



  • Rate Lock



  • Sign Docs



  • Home Appraisal



  • Underwriter Review



  • Clear to Close



  • Loan Closing


And… that’s it! It can take as little as 2 weeks. Just Click Here to get started on your fast, free and easy quote or give us a call today at 804.967.2560.

Your first home, your first refinance, your first second home, your first reverse mortgage – through all of them, Colonial First puts you first. Just click below or call 804.967.2560 to get started on your free, fast and easy quote today.

Get a FREE quote!