Whether you are a first-time homebuyer or you have purchased a home before, Colonial First Mortgage always puts you first. And, whether you’ve started your search for the perfect home already or not, you’ll want to speak with someone about mortgage opportunities as soon as possible. At Colonial 1st Mortgage, we can answer any financial questions you may have so that you can make an informed home-buying decision, such as: How much can I borrow?
Getting a free, fast and easy quote only takes a few minutes. We’ll prepare a pre-approval letter for you to present to your realtor or directly to the seller of the home you want to buy.
The mortgage process can seem daunting at first, but with Colonial 1st Mortgage putting you first, we make it easy. To put it as simply as possible, the steps are:
Your first home, your first refinance, your first second home, your first reverse mortgage – through all of them, Colonial First puts you first. Just click below or call 804.967.2560 to get started on your free, fast and easy quote today.
We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
Information Collected by Lender
When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:
We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org