Considering A Reverse Mortgage Or Have Questions? Colonial 1st Mortgage Puts YOU 1st.

At Colonial 1st Mortgage, we’ve helped hundreds of people pay off their mortgage, supplement their income, or pay for healthcare expenses with reverse mortgages. If you or your spouse is 62 years or older, a reverse mortgage may be right for you.

Colonial 1st Mortgage is right here in Richmond and we’d be happy to meet with you in person or talk with you over the phone to answer any questions that you may have. Colonial 1st Mortgage always puts you first. Here are just some of the benefits of a reverse mortgage:

  • Your name will still be on the title of your home and you can leave it to your children if you wish.
  • You will receive a payment from the bank every month that you can spend how you wish.
  • If you choose a credit line option, your credit line through the bank will actually grow over time.
  • If your credit is less than perfect, give us a call, we’ve helped dozens of people in situations just like yours.

All we need to get started is your address, what you owe and your birthdate(s) to work up some preliminary figures for you.

Just Click Here Get a FREE quote! to get started or give us a call today at 804.967.2560.

What is the Colonial 1st process?

The mortgage process can seem daunting at first, but with Colonial 1st Mortgage putting you first, we make it easy. To put it as simply as possible, the steps are:


  • Application



  • Document Verification



  • Credit Report



  • Rate Lock



  • Sign Docs



  • Home Appraisal



  • Underwriter Review



  • Clear to Close



  • Loan Closing


And… that’s it! It can take as little as 2 weeks. Just Click Here to get started on your fast, free and easy quote or give us a call today at 804.967.2560.

Your first home, your first refinance, your first second home, your first reverse mortgage – through all of them, Colonial First puts you first. Just click below or call 804.967.2560 to get started on your free, fast and easy quote today.

Get a FREE quote!


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All rights reserved.
GENERAL CONTACT
Colonial 1st Mortgage, Inc.
11551 Nuckols Road, Suite G
Glen Allen, VA 23059

Tel: 804.967.2560
Fax: 888.352.0706
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Privacy Policy Disclosure
We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
Information Collected by Lender
When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:

  • Information we receive from you, in the form of applications or other related forms;
  • Information about your transactions with us and our affiliates or others;
  • Information we receive from consumer reporting agencies. This additional information is needed as part of the mortgage process.

We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
We have established procedures designed to ensure that personal information about you is as accurate and complete as possible, in accordance with reasonable commercial standards. If you believe that any information about you is inaccurate or incomplete, or if you desire to change your authorization for us to share certain information, or have any other questions or comments regarding this Privacy Policy, please contact us by calling 804.967.2560.
Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org