At Colonial 1st Mortgage, we’ve helped hundreds of people pay off their mortgage, supplement their income, or pay for healthcare expenses with reverse mortgages. If you or your spouse is 62 years or older, a reverse mortgage may be right for you.
Colonial 1st Mortgage is right here in Richmond and we’d be happy to meet with you in person or talk with you over the phone to answer any questions that you may have. Colonial 1st Mortgage always puts you first. Here are just some of the benefits of a reverse mortgage:
All we need to get started is your address, what you owe and your birthdate(s) to work up some preliminary figures for you.
The mortgage process can seem daunting at first, but with Colonial 1st Mortgage putting you first, we make it easy. To put it as simply as possible, the steps are:
Your first home, your first refinance, your first second home, your first reverse mortgage – through all of them, Colonial First puts you first. Just click below or call 804.967.2560 to get started on your free, fast and easy quote today.
We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
Information Collected by Lender
When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:
We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org