Through all the Firsts in Your Life,
Colonial 1st Mortgage Puts YOU 1st.

Through all the Firsts in Your Life,
Colonial 1st Mortgage Puts YOU 1st.

Through all the Firsts in Your Life,
Colonial 1st Mortgage Puts YOU 1st.

New Home & Veteran Mortgage

Our Personal Service and National Lending Power Has Made Us Virginia’s 1st Choice For Over 20 Years

  • We are a broker with 38 lenders across the country, which means we can track down the absolute best rate for you
  • We process all loans in house, which means no third-parties and one team to work with from start to finish
  • We don’t charge any upfront fees. You won’t pay any processing fees to Colonial 1st Mortgage. Period.
  • We’ve closed over 1 billion dollars in Virginia home loans, saving homeowners like you millions of dollars in fees
  • We can close within 30 days
  • Our team of real, local mortgage experts on staff can answer any questions that may arise, and are available to you by call, text, or email at any time
  • We offer online or in person applications, whichever is easier for you
  • We can preapprove even before you have a property address
  • We can offer extended rate locks so you don’t have to stress over rates rising while you search for the perfect home
  • We are available evenings and weekends to answer any questions you may have
  • Quotes are always Free, Fast and Easy!
Call us now at 804.967.2560 or Get a FREE quote!

How can we help?

 

Enjoy a Seamless Process with a New Home Mortgage in Richmond

Whether you are a first-time homebuyer or you have purchased a home before, the first step to your new home is to apply for a mortgage. Colonial 1st Mortgage is your home mortgage expert, offering service in Richmond and surrounding areas. We work with you to find a mortgage that caters to your unique situation so that you can move into your new home sooner…sometimes in as little as 2 weeks. We offer a range of loan types from over 38 national lenders that can help you save money with a more seamless process.

Are You Thinking About a Refinance?

If you are unsatisfied with your current mortgage rate, converting an adjustable-rate mortgage to a fixed-rate, combining your first and second mortgages, or looking to get cash out then the team at Colonial 1st Mortgage can help you with a refinance in Richmond. Our local team is highly experienced with a range of loan types from over 38 national lenders that can help you save money with a more seamless process.

Is a Reverse Mortgage Right For You?

If you or your spouse is 62 years or older, a reverse mortgage may be right for you. Colonial 1st Mortgage is your home mortgage expert, offering service to families in Richmond and surrounding areas. We’ve helped hundreds of people pay off their mortgages, supplement their income, or pay for healthcare expenses with reverse mortgages. Colonial 1st Mortgage is right here in Richmond, and we’ll meet with you in person or talk with you over the phone to answer any questions that you may have.

Ask Us About a Jumbo Loan for Larger Purchases

Jumbo loans make a lot of sense if you’re financing a home in a high-cost area (such as a vacation home), have a strong credit rating, and have a high income. At Colonial 1st Mortgage, we can help you with a jumbo mortgage in Richmond and surrounding areas to help buy a high-value home or vacation home of your dreams. The Colonial 1st Mortgage local team always puts you first and will help you navigate the jumbo mortgage loans that are available providing the larger funds traditional loans do not cover.

Ask Us About a Veteran Mortgage or VA Home Loan

If you are a veteran, an active-duty service member, or an eligible surviving spouse of a veteran, a Veteran Mortgage or VA Home Loan can help you realize your dream of homeownership. And, at Colonial 1st Mortgage, we always put our veterans first. You can choose between a fixed-rate or an adjustable-rate mortgage when purchasing a primary residence, or refinance an existing VA home loan to lower your mortgage rate and monthly payment. Our local team is highly experienced and works with over 38 national lenders that can help you save money with a more seamless process.

Get Started with Your Home Mortgage Specialists in Richmond Today

No matter what type of mortgage you are looking for, the local experts at Colonial 1st Mortgage can help you find it. With service offered in and around the Richmond area, we always put our clients first and have done so for over 20 years. To find out more about our mortgage products, speak to a specialist today by calling our team at 804.967.2560.

 

Get a FREE quote!