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    The Colonial 1st team is made up of real, local people who want to help other real, local people like you. For over 22 years, we’ve shopped our exclusive nationwide network of lenders for the best rates and pricing – so you don’t have to! Fill out the form above and let us earn your business with a free conversation to discuss your needs.

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    Colonial 1st Mortgage, Inc.
    Colonial 1st Mortgage, Inc.
    4.8
    Based on 17 reviews
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    Leah SlodyskoLeah Slodysko
    23:32 23 Jun 22
    My husband and I worked with Reid Chenault to buy our first home and everything went seamless. He made everything SO easy for us and was there at any hour to help. He truly made us feel like we were his only client. We would 1000% recommend him to our friends and family. I highly recommend using Reid!
    janice beckerjanice becker
    14:41 28 Oct 21
    Very responsive right out of the gate. The whole process was very easy including the closing. I ended up cashing out an extra 20G and still paying almost $300/month less than my original mortage. Would highly recommend.
    Terry WhippleTerry Whipple
    17:51 15 Sep 21
    This team anticipates and facilitates collection of almost all the documents required for refinancing a mortgage AND they stay in close touch with clients they serve. All told, they make a usually painful experience quite tolerable and certainly successful. Very cordial team to work with.TW
    Keith SandersKeith Sanders
    13:55 13 Sep 21
    My wife and I have worked with Reid Chenault at Colonial 1st Mortgage twice now. We have been nothing but ecstatic with the excellent personal service provided by this group.Reid walked us through every step and sure made the refinancing procedure easy. He is a consummate professional.I highly recommend Colonial 1st Mortgage while the rates are low.Thank you again Reid.
    James DriscollJames Driscoll
    17:55 08 Sep 21
    Dan and the team were great to work with throughout the process (a process which they made very easy by the way).At closing, Dan went way above and beyond to ensure our expectations were exceeded. We walked away extremely happy and will absolutely tell our friends to call Dan first when they decide to explore re-financing options.
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    The Colonial 1st Mortgage team makes home loans simple with
    our step-by-step easy to follow process.

    Mortgage Loan Process Simplified


    • Application



    • Document Verification



    • Credit Report



    • Rate Lock



    • Sign Docs



    • Home Appraisal



    • Underwriter Review



    • Clear to Close



    • Loan Closing


    Ready to get started?

    Contact Colonial 1st Mortgage
    New Home & Veteran Mortgage
    Copyright ©2022 Colonial 1st Mortgage.
    All rights reserved.
    GENERAL CONTACT

    Colonial 1st Mortgage, Inc.
    11551 Nuckols Road, Suite G
    Glen Allen, VA 23059

    Tel: 804.967.2560
    Fax: 888.352.0706

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    Privacy Policy Disclosure
    We respect your privacy and take your financial privacy very seriously. We attempt to minimize the information we collect to that which is required by law and necessary to the financing process. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to your non-public personal information to only those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your non-public personal information.
    Information Collected by Lender
    When you submit a loan application to us, you should know that as part of processing your application and/or servicing your loan, we collect personal and financial information about you from the following sources:

    • Information we receive from you, in the form of applications or other related forms;
    • Information about your transactions with us and our affiliates or others;
    • Information we receive from consumer reporting agencies. This additional information is needed as part of the mortgage process.

    We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that Lender owns or controls, or that is commonly owned or controlled by Lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
    We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
    We have established procedures designed to ensure that personal information about you is as accurate and complete as possible, in accordance with reasonable commercial standards. If you believe that any information about you is inaccurate or incomplete, or if you desire to change your authorization for us to share certain information, or have any other questions or comments regarding this Privacy Policy, please contact us by calling 804.967.2560.
    Colonial 1st Mortgage is licensed by the Virginia State Corporation Commission License Number MC2140, NMLS # 196041. www.nmlsconsumeraccess.org