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Our trusted, local team works with 38 nationwide lenders to get you the BEST rates available. We’ve got decades of experience helping Virginians secure their dream home. Contact us today and let’s get started!

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    The Colonial 1st team is made up of real, local people who want to help other real, local people like you. For over 22 years, we’ve shopped our exclusive nationwide network of lenders for the best rates and pricing – so you don’t have to! Fill out the form above and let us earn your business with a free conversation to discuss your needs.

    Have a quick question? We want to help!

    Call (804) 218-4444
    and you’ll speak with our live and local team directly!

    Leah SlodyskoLeah Slodysko
    23:32 23 Jun 22
    My husband and I worked with Reid Chenault to buy our first home and everything went seamless. He made everything SO easy for us and was there at any hour to help. He truly made us feel like we were his only client. We would 1000% recommend him to our friends and family. I highly recommend using Reid!
    janice beckerjanice becker
    14:41 28 Oct 21
    Very responsive right out of the gate. The whole process was very easy including the closing. I ended up cashing out an extra 20G and still paying almost $300/month less than my original mortage. Would highly recommend.
    Terry WhippleTerry Whipple
    17:51 15 Sep 21
    This team anticipates and facilitates collection of almost all the documents required for refinancing a mortgage AND they stay in close touch with clients they serve. All told, they make a usually painful experience quite tolerable and certainly successful. Very cordial team to work with.TW
    Keith SandersKeith Sanders
    13:55 13 Sep 21
    My wife and I have worked with Reid Chenault at Colonial 1st Mortgage twice now. We have been nothing but ecstatic with the excellent personal service provided by this group.Reid walked us through every step and sure made the refinancing procedure easy. He is a consummate professional.I highly recommend Colonial 1st Mortgage while the rates are low.Thank you again Reid.
    James DriscollJames Driscoll
    17:55 08 Sep 21
    Dan and the team were great to work with throughout the process (a process which they made very easy by the way).At closing, Dan went way above and beyond to ensure our expectations were exceeded. We walked away extremely happy and will absolutely tell our friends to call Dan first when they decide to explore re-financing options.
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    The Colonial 1st Mortgage team makes home loans simple with
    our step-by-step easy to follow process.

    Mortgage Loan Process Simplified


    • Application



    • Document Verification



    • Credit Report



    • Rate Lock



    • Sign Docs



    • Home Appraisal



    • Underwriter Review



    • Clear to Close



    • Loan Closing


    Ready to get started?

    Contact Colonial 1st Mortgage